Get on top of your post-Christmas finances

post — admin @ 11:47 am — post Comments (0)
postJanuary 24, 2012

One of the reasons we all love Christmas so much is that it is a time for enjoying ourselves – and often indulging in a bit of excess. This is also one of the reasons the onset of January can hurt so much, because we have to rein ourselves back in and clear up the resulting detritus of the holiday season. Our finances are one of the main things to take a hit over Christmas, so this January, it’s definitely worth getting on top of this ASAP. From looking for new credit card offers to setting up plans to pay off any money you owe, there are quite a few things you can do to sort yourself out for the New Year…

Look for offers

It goes without saying that if you have a credit card, you should always use it sensibly. Howev Read all post…

Best Credit Cards for Rebuilding Bad Credit

post — Betty Denney @ 8:21 am — post Comments (0)
postJanuary 20, 2012

It’s tough getting a new credit card when you have bad credit. Many credit card issuers won’t approve your credit card application because of your negative credit history. It makes rebuilding your credit score difficult since you can’t get new, positive information added to your credit report.

Fortunately, there are a few credit cards out there that will approve your application despite your bad credit. Some are regular credit cards and some are secured credit cards – those that require a security deposit. Even if you have to get a secured credit card to rebuild your bad credit, it’s better than having no credit card at all. Find credit cards for rebuilding bad credit.

Cash registers keep ringing

post — Betty Denney @ 12:57 am — post Comments (0)
postJanuary 13, 2012

This week will be a big one for investors, policymakers, home loan customers and first-home buyers as the Reserve Bank of Australia (RBA) prepares to make its next decision on whether to lower interest rates again.

But the Sydney Morning Herald reports that while one eye will be focused on the RBA on Tuesday (February 3rd), many people are apprehensive about official data out on the same day which could show that the country has slipped into a recession.

Speaking to the paper, a panel of experts said that the RBA is likely to pull down interest rates to an even three per cent, an event that is likely to be met with some joy among those looking to compare home loans and get on the property ladder.

Those on a variable rate home loan will also see their average repayments fall, which may make a possible recession slightly easier to bear.

It may also prove an opportune time to compare home loans and lock yourself into a fixed rate deal after some experts warned that the RBA is running out of room to make further interest rate cuts.

CreditShout’s Personal Finance Blog Contest: Win a $500 Amazon.com Gift Card

post — Shelton Humphrey @ 8:57 am — post Comments (0)
postJanuary 12, 2012

We’ve had quite a few contests for our readers recently and it’s been a lot of fun. So I want to do something similar for our fellow personal finance bloggers. To kick things off, we have decided to give away a $500 Amazon.com Gift Card to one lucky blogger. We want to make this easy, here are the rules:

Entering The Contest is Simple

      1. Write a post on your blog about achieving financial goals in 2012. We are leaving this pretty broad so that you can be creative!
      2. Mention CreditShout in the post.
      3. Email us a link to your post kevin(at)creditshout.com or tweet @CreditShout

That’s it!

Most importantly: The deadline for this is February 1st, 2012 at 11:59pm. This is only two weeks from now, so start now! This

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