post — William Lee @ 3:06 pm — post Comments (0)

Alright then, you might not be the type of person who looks at airmiles and money of CDs and dvds like the type of person i mentioned in my previous post about choosing the best credit card.  You might just be a solid football club supporter who wants to do his bit!  I won’t mention any clubs here so that i don’t offend anyone!…

I have a favourite club (that i won’t tell you) and i support it regularly by buying the strip, going to the games and watching them play on the TV, just like any other football supporter.  But when i heard about football credit cards i simply had to go one step further.  At first i thought that football credit cards were just credit cards decorated in your team’s strip, and it wasn’t until i got one that i realised exactly what it does.

It actually pays money to your favourite football club on your behalf.  Can you believe that?  I know what you’re thinking too; no matter how much you love your club you’re thinking that they don’t need any more money, and that the players get paid enough as it is.  I agree with you, but to begin with, you don’t pay, your credit card company does, and secondly the money doesn’t go to that side of the club, it allows the development of the youth team and things like that.  If you want to support your club a little extra you’ll support the youths!

post — William Lee @ 2:07 pm — post Comments (0)

Listen up jet-setters; hyperWALLET has got your back. You can now use your prepaid card all around the globe now the global payment solutions Company has expanded its integrated global prepaid card products to reach over 40 countries. Providing you flexible program management and customer self-service in 14 currencies and languages via online, mobile and voice response channels. Cutting beneficiary and program costs when compared to dollar-denominated prepaid cards that are issued by a U.S. bank and utilized by a foreign beneficiary, the globalization of the program does not subject locally-issued card products to foreign exchange levies (often in excess of 5%) nor do they attract high “foreign” ATM withdrawal fees.

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post — Shelton Humphrey @ 5:24 am — post Comments (0)

Balance transfers are perhaps the easiest way to consolidate credit card debt and pay off multiple balances simultaneously. By consolidating the debt to a credit card with a low interest rate, the cardholder can effectively reduce the total amount of debt that needs to be repaid in the long term.

In fact, if a credit card with a zero APR introductory period is used as the main balance transfer card, then it is possible to completely eliminate interest and pay the balance off with no interest charged.

Unfortunately, there are occasions when balance transfer cards are used incorrectly, causing even more debt rather than reducing it.

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post — Betty Denney @ 9:28 pm — post Comments (0)

According to the Free Financial Dictionary, credit score is defined as,

A credit score is a numerical expression based on a statistical analysis of a person’s credit files, to represent the creditworthiness of that person, which is the perceived likelihood that the person will pay debts in a timely manner. A credit score is primarily based oncredit report information, typically sourced from credit bureaus / credit reference agencies.

In laymen’s terms, a credit score is an at-a-glance measure of risk for banks. The higher the number, the less risky you are to lend to or be given the ability to charge purchases to a line of credit.

In the USA, there are three main institutions that calculate this figure for you: Equifax, TransUnion and Experian. Eac

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