Bagging a bargain online

post — Betty Denney @ 7:48 pm — post Comments (0)
postNovember 27, 2011

This week will be a big one for investors, policymakers, home loan customers and first-home buyers as the Reserve Bank of Australia (RBA) prepares to make its next decision on whether to lower interest rates again.

But the Sydney Morning Herald reports that while one eye will be focused on the RBA on Tuesday (February 3rd), many people are apprehensive about official data out on the same day which could show that the country has slipped into a recession.

Speaking to the paper, a panel of experts said that the RBA is likely to pull down interest rates to an even three per cent, an event that is likely to be met with some joy among those looking to compare home loans and get on the property ladder.

Those on a variable rate home loan will also see their average repayments fall, which may make a possible recession slightly easier to bear.

It may also prove an opportune time to compare home loans and lock yourself into a fixed rate deal after some experts warned that the RBA is running out of room to make further interest rate cuts.

How To Get An Increase In Credit Limit

post — Betty Denney @ 5:18 am — post Comments (0)
postNovember 17, 2011

When you apply for a credit card, you may get approval for a credit card but not at the spending limit you were counting on. Credit card providers are stricter with their guidelines these days as more consumers are struggling with credit problems and debts they can’t seem to eliminate.

Credit card companies can not afford to take big risks with consumer defaults so if they are willing to offer a preliminary approval of a credit card but not at the credit card limit you needed, don’t give up just yet. There is still some hope.

Understand the Role of a Credit Score

Credit card providers will investigate the application for credit and ensure the applicant meets their eligibility requirements. In addition to have steady employment, card providers look carefully at the credit score and credit histories of the consumer. If

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Disputing ‘Paid Off’ Collections

post — William Lee @ 7:26 pm — post Comments (0)
postNovember 15, 2011

You have to have a copy of your credit report to know if you have collections, so make sure you get that first. You can look inside our site to find a good place to get it if you want to buy it, or you can go to if you want to get it for free. Buying it is a lot easier than getting it for free. I know that sounds strange, but youll believe me after you get your report from annualcreditreport.com.

Once you have it you need to look it over and find the collections that you have paid off. Put an x or something next to them so you can easily find them again for writing your credit repair letters. If you use our credit repair software, you will see that you just need to enter the account name and account number into the software and it will make the letters for you.

Ok, so let me get to the point of why I would devote one blog post to this subject.

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Discover Nixes Foreign Transaction Fee: See Their Best Travel Cards

post — Betty Denney @ 1:02 am — post Comments (0)
postNovember 12, 2011

As of November 6th, all Discover cards have no foreign transaction fees! This is excellent news if you already have a Discover credit card, of course, but should you consider getting one because of the change? The answer depends on your travel habits. As you might expect, Discover’s new pricing structure has the biggest effect on their two airline miles credit cards: the Miles and the Escape. While we do have a few words of caution, we’re super excited to see these cards become a more competitive choice for international travelers. The rewards are decent and easy to redeem. And if you’re looking for the most bang for your buck in terms of reward redemption, Discover provides plenty of good options.

Discover Escape beats Discover Miles

The Discover Miles card and the Discover Escape card are similar in many respects. Both

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