Credit Card Solution

Remember-direct deposit saves you time and protects Mother Earth. That’s why NACHA has designated the month of May to highlight the many benefits and resources available to individuals and companies of using Direct Deposit as a means of streamlining processes and saving money. With it, NACHA is promoting all things Direct Deposit and Direct Payment including What it is, how it works, the benefits; implementation and marketing tools and resources; calculation tools to estimate how much you can save by switching your organizations payroll from paper checks to Direct Deposit; how to communicate the benefits of Direct Deposit and Direct Payment; and how to increase employee benefits by adding split deposit to your payroll program. Learn more today at www.electronicpayments.org today!

MasterCard and Brighter Planet introduced their joint program to make carbon emissions analysis easier for your business. In response to the nearly 80% of companies expressing interest in green travel initiatives, MasterCard “Carbon Emissions Reporting” feature represents the first time that automatic reporting and analysis of estimated travel-related carbon emissions data will be available through your MasterCard corporate card based on your card transactions. The “Carbon Emissions Reporting” program provides access to new data that is increasingly valued by companies as they strive to benchmark sustainability goals and initiatives, confront sustainability standards on their supply chains, and address the environmental concerns of stakeholders.

You can now make payments through your local brick-and-mortar retailers using the Square credit card reader through your Apple iPhone! Soon available at Apple’s retail stores and official website, the device allows you to plug a retailer’s reader from a retail outlet or online and insert it into the iPhone 4. Once plugged into the iDevice, you will need to download the free Square app from the App Store and employ the offering without entering into contracts or paying monthly fees. Compatible with the iPhone 4, the fourth generation iPod touch and the iPad, the Square credit card reader helps users track sales and taxes and transfer of receipts. No more lines, no more waiting!

Its not easy being a stay-at-home mom or dad. Childcare, homemaking, cooking… the list of chores and tasks is seemingly endless, and the hours are often punishingly long. These stresses can place such serious strains on relationships that they sometimes end in a break up.

At the moment, such strains can be alleviated by a sense of financial independence. The stay-at-home spouse or partner can have his or her own credit cards and functioning credit score, which can make the person feel less trapped and unhappy. And, if the worst does occur and the relationship ends, the process of breaking up is, in practical terms, made much easier by this financial independence.

Credit card regulation sometimes bonkers

All that could change this October if the Federal Reserve goes ahead and implements new rules that would see credit cards denied to those who cannot show that they have their own pay checks or other independent sources of income. O

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