Credit Card Solution

Sooner or later, most cheaters get caught. Not all are tripped up by the scent of an unfamiliar cologne or perfume, however. Many are found out by their fishy charging and spending habits. Here’s how to detect evidence of a love crime with some simple financial sleuthing.

Sniff out suspicious spending Take a tip from private detectives working on infidelity cases: Before blindly accusing, check credit and checking account statements for odd spending activity. “We use bank statements on a daily basis,” says Marc Bourne, vice president for Know It All Intelligence Group in Bensalem, Pa. “It’s an integral part of our investigation.”

Bank employees also know how telling such statements can be.

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Secure Application CREDITSHOUT RATING: Good Verdict: The Capital One Spark Cash Business card is a decent card to have in your wallet. It’s reward system is simple and won’t leave you guessing which rewards your purchase will qualify for. However, for a stronger business card, check out the Chase Ink Cash Business card.

Spark Cash Overview & Rewards Program

The Capital One Spark Cash Business card offers cash back on every purchase and up to $150 in bonuses. Other than that, it’s benefits are common to most other credit cards. It has a simple, easy-to-understand rewards system, which may be what you are looking for. On the other hand, it doesn’t offer high percentages of cash back or points for certain categories, which makes it worthwhile to consider other cards before committing to this 1.

After $1,000 is spent within the first 3 months, you’ll earn $100 cash back with this card. Additiona

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As you probably know full well by now, chargeback is a transaction that is returned (charged back) as a financial liability by the card issuer to the acquirer and most often to the merchant for resolution after the associated sale has been settled. Most of the usual chargeback and re-presentment rules apply in a PIN debit environment, but there are some specifics that I will touch on in this and following articles.

This post uses Visa chargeback reasons and reason codes, but the principals apply to MasterCard transactions as well.

Before initiating a chargeback, the issuer is required to attempt to honor the transaction. If that fails and the sales amount has already been billed to the cardholders account, the issuer must issue a credit.

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I think by now we all know that if our credit cards are stolen, by all means, call your bank. The bank manager or teller is sort of like the neighborhood cop. If you’re in trouble, that’s who you go to.

Well, almost always.

As you’ll see in a moment, in this week’s look at unusual credit card crimes, in very rare instances your bank may be the last place you want to go. And now while you read this, I’m going to curl up in the fetal position and drink heavily, since red is apparently blue, and up is down. Or maybe I’ll just stick with root beer. Our last story clearly shows that drinking and even thinking about credit cards can be a disastrous combination.

Credit card thief works at a bank

Apparently, Jason Wade Nickle decided that his paycheck wasn’t substantial enough, and that he would need to moonlight as an identity thief.

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