Credit Card Solution

Credit cards are a popular financial tool that is used by millions of people across the UK. There are many reasons to consider using your credit card on a regular basis. This article looks at some of the main ones: whether you use interest free credit cards or a balance transfer card, it’s definitely worth thinking about using your card regularly.

Purchase protection

One reason to use your credit card when making purchases – especially significant purchases – is because you benefit from purchase protection. This is something that credit card companies are required to do under the 1974 Consumer Credit Act, and it means that if you make a purchase on your card but then don’t receive it for some reason, you will be able to claim back the money you spent on it from your credit card provider. This is Read all post…

A credit card that pays cash rewards? Great. A credit card that pays a cashback bonus? Even better. A credit card with a cashback bonus without an annual fee? Yes, it really exists. Actually, a few credit card issuers have credit cards with great bonuses and they don’t charge a fee for the great rewards.

The Capital One Cash credit card, for example, gives you a $100 bonus if you spend $500 in the first three months. The card pays 1% cash on all your purchases and a 50% rewards bonus every year. There’s no annual fee for this card.

Get details on five of the bestNo-Fee Credit Cards With Cashback Bonuses. You may need excellent credit to qualify for these deals.

I think by now we all know that if our credit cards are stolen, by all means, call your bank. The bank manager or teller is sort of like the neighborhood cop. If you’re in trouble, that’s who you go to.

Well, almost always.

As you’ll see in a moment, in this week’s look at unusual credit card crimes, in very rare instances your bank may be the last place you want to go. And now while you read this, I’m going to curl up in the fetal position and drink heavily, since red is apparently blue, and up is down. Or maybe I’ll just stick with root beer. Our last story clearly shows that drinking and even thinking about credit cards can be a disastrous combination.

Credit card thief works at a bank

Apparently, Jason Wade Nickle decided that his paycheck wasn’t substantial enough, and that he would need to moonlight as an identity thief.

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The first thing you need to be careful not to fall into is ‘information overload’ when you are figuring out how to dispute your credit report or how to write credit dispute letters. There is a ton of information on the web about credit repair in general and about dispute letters. However, pretty much everyone says the same thing. The problem is that it is difficult to wade through all the information and decide exactly what to do. Finding a credit repair guide that makes sense to you is one key to your success and finding some credit repair software (preferably free software) is another key. The process of writing credit disputes is actually pretty simple. But deciding or knowing what to dispute it a little more complex. We are only going to cover the former in this article. Please look for subsequent articles about the latter.

A credit dispute letter is simply that: a letter that disputes information on your credit report. You

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