post — Betty Denney @ 11:23 am — post Comments (0)

Australians are expected to spend more than $4 billion using their debit and credit cards over the course of 2011, according to new figures.

Data released by electronic funds transfer at point of sale provider Tyro revealed that this will be seven times the amount spent in 1996, reports the International Business Times.

However, there has also been a significant increase in the fees paid by plastic users, something that may highlight the importance of going online to compare low rate credit cards carefully.

During the current financial year, fees are expected to top $1.23 billion, up from $800 million in 2008.

In a recent piece for the Whitsunday Times, founding director of financial planning firm ipac Paul Clitheroe suggested that shopping around could help Aussies to ensure they get the best rates on their credit cards.

He recommended taking “full advantage” of the low interest rates offered for those with new cards and added that paying off debts as soon as possible can also help people avoid having to pay large fees.

post — Shelton Humphrey @ 5:08 am — post Comments (0)

Secure Application CREDITSHOUT RATING: Good Verdict: The Capital One Spark Cash Business card is a decent card to have in your wallet. It’s reward system is simple and won’t leave you guessing which rewards your purchase will qualify for. However, for a stronger business card, check out the Chase Ink Cash Business card.

Spark Cash Overview & Rewards Program

The Capital One Spark Cash Business card offers cash back on every purchase and up to $150 in bonuses. Other than that, it’s benefits are common to most other credit cards. It has a simple, easy-to-understand rewards system, which may be what you are looking for. On the other hand, it doesn’t offer high percentages of cash back or points for certain categories, which makes it worthwhile to consider other cards before committing to this 1.

After $1,000 is spent within the first 3 months, you’ll earn $100 cash back with this card. Additiona

Read all post…

post — William Lee @ 2:25 pm — post Comments (0)

Surprises can be good or bad, depending on the circumstances. When it comes to using credit cards and “surprises” in the same sentence, the initial feeling is usually not a joyful one. However, sometimes credit card companies can surprise us with special offers and promotions just because we are their loyal customers. These kinds of surprises are so much better than the fees, rate hikes, and of course, “surprise – you missed a payment.”

Not all credit card companies offer their cardholders a special deal or discount here or there, but when they do, there usually isn’t a lot of fuss. You might receive a letter in the mail or you might see a special screen when you next log into your account.

Read all post…

post — Shelton Humphrey @ 6:19 pm — post Comments (0)

You may not have ever given the idea of a rewards credit card much attention, but with some of the new incentives being offered with rewards credit cards these days, you may just want to take another look at a rewards credit card.

In fact, you may have noticed an increase in the number of credit card offers you receive for rewards credit cards. If you look further into these offers, you will quickly notice that credit card companies are pulling out all the stops when it comes to their rewards card offerings, and some of these perks may be just what you’ve been looking for.

From thousands of extra airlines miles to merchandise discounts and gift cards, the new rewards credit cards are more appealing than ever.

Only Good Customers Need Apply

One major thing that has changed, however, is that credit card companies are only interested in consumers in good financial standing. S

Read all post…